Beneficiary

Beneficiary[Insurance]

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Name：The Trustee's Guide An Essential Handbook for Trustees, Beneficiaries, and Advisors Catalog:Book Release:June, 2003 Manufacturer:Connecticut Bar Association/Law First Publishing SalesRank:754706 Usually ships in 24 hours

Beneficiary A beneficiary in the broadest sense is a natural person or other legal entity who receives money or other benefits from a benefactor. The beneficiary of a life insurance policy, for example, is the person who receives the payment of the amount of insurance after the death of the insured. The beneficiaries of a trust (property)|trust are the persons with equitable ownership of the trust assets, although legal title is held by the trustee. The term is also used in the context of a letter of credit for the party receiving the money related thereto. Beneficiaries in other contexts are known by other names: for example, the beneficiaries of a will (law)|will are called ''devisees'' or ''legatees'' according to local custom.A series of beneficiaries may be designated in many cases to designate where the assets will go if the primary beneficiary or beneficiaries are not alive or do not qualify under the restrictions in the given contract or legal instrument. Most commonly the restr! iction is that the beneficiary is alive, which allows the assets to pass to the contingent beneficiaries. Other restrictions such as being married or more creative ones can be used by a a benefactor to attempt to control the behavior of the beneficiaries. Some situations such as retirement accounts do not allow any restrictions beyond death of the primary beneficiaries, but trusts allow any restrictions that are not illegal or for an illegal purpose. quote Wikipedia - Article - History - License:GFDL

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